Instructions from AZ on how to register for UFJ online, latest 2025

In the context of increasingly busy life, having to go directly to the bank to open an account takes a lot of time for many people. Therefore, UFJ online registration has become the top choice for Vietnamese students and workers in Japan. In this article, T-Connect will guide you through the entire process from conditions, how to register to necessary notes when registering for UFJ online.

Why do many Vietnamese people in Japan choose to open a UFJ bank account?

Mitsubishi UFJ Bank (MUFG) is the largest bank in Japan, ranked in the top 5 most prestigious banks in the world. UFJ Bank has many advantages over other banks in Japan, suitable for the needs of Vietnamese people living in Japan:

• Friendly to international students and workers: UFJ regularly supports foreign customers, the account opening process is more simplified than before.
• Extensive network: More than 500 branches across Japan, covering areas with large Vietnamese populations.
• Modern electronic banking applications: Mobile banking in Japanese/English makes it easy to transfer money, make payments, and check balances.
• High reputation: As a bank belonging to Mitsubishi UFJ Financial Group, it is always at the forefront of safety and reliability.
• International money transfer support: Easily send money to Vietnam through international money transfer services.

Conditions for opening a UFJ account online

Before you start the UFJ online application process, you need to make sure that you meet the basic requirements of MUFG (Mitsubishi UFJ) bank. This is an important step, because if any documents or information are missing, your application is likely to be rejected.

• Legal residence status in Japan (在留カード – Zairyū Card): You need a valid residence card. This is a document that proves you are legally living and studying/working in Japan.
• Residential address in Japan (住民票 – Juminhyo): You must have a permanent address and the information on Juminhyo must match the address you registered with. The ATM card will be sent by post, so this address must be accurate.
• Mobile phone numbers in Japan: Required to receive SMS verification code (OTP). Phone number must be registered with the owner and match personal information.
• Personal email: Used by the bank to send notifications, confirmations or account activation instructions.
• Additional documents (depending on the case): Passport or Japanese driver's license (if available) may be required to verify information.
• MUFG app or official website: This is a tool for you to perform online registration, upload documents and submit applications.

5 detailed steps to register for UFJ online

Registering for UFJ online is quite simple, you just need to prepare enough documents and follow the steps below. The whole process usually only takes 15-20 minutes if the information is correct and the photo of the documents is clear.

Step 1: Download MUFG app or visit the official website

This is the only tool for you to apply for an account online.

• For smartphones: download the MUFG Bank app on the App Store (iOS) or Google Play (Android).
• For computers: go to MUFG's official website to register online.
• After opening the app, select 口座開設 (Open new account).

Step 2: Select the type of account you want to open

You need to determine the type of account that suits your needs.

• The most popular is the 普通預金口座 (Futsuu Yokin Kouza) – regular savings account.
• Can register with ATM card for withdrawal and payment.
• Some of you also choose to register for Internet Banking (Direct) service to manage your account online.

Step 3: Enter personal information and address

This is the most important step, as all information must match your residence documents.

• Full name (in Latin and/or Katakana).
• Date of birth.
• Phone number in Japan (to receive SMS verification).
• Residential address (according to Juminhyo).
• Personal email to receive notifications from the bank.

Note: If you enter the wrong address or phone number, the bank will not be able to send the ATM card.

Step 4: Verify your identity documents

The bank needs to verify your identity before opening an account.

• Take a photo of the front and back of your residence card (Zairyū Card).
• Add a photo of your passport or Japanese driver's license (if required).
• Take a selfie directly on the app to verify it matches your documents.
• Make sure the photo is clear, not blurry, glaring or obscured edges.

Step 5: Check and submit application

After completing the information, you will submit the application online for the bank to process.

• Double check all personal information and address again.
• Enter the OTP code sent via SMS to confirm.
• Submit the application and receive a confirmation email from the bank.
• Wait for bank approval, ATM card will be sent to registered address within 1-2 weeks.

Processing and card receiving time

After completing the UFJ online registration process, MUFG Bank will review and verify your profile. The processing time is not too long, but you need to be aware of it to proactively arrange your work and financial plans.

• Verify profile online: Immediately after submitting the application, the system will automatically check the basic information and uploaded documents. If there are any errors, you will be asked to supplement them within 1-2 days.
• Processing time: Usually 5-7 business days. The bank will verify personal information, residence documents and identity verification photos.
• Send ATM card by post: Once your application is approved, your card will be sent to the address you registered. It usually takes 1-2 weeks to receive your card from the date of confirmation.
• Activate card and account: When you receive your ATM card, you will receive activation instructions (PIN, usage documents). Just follow them and you can use your account immediately.

Notes when registering for UFJ online

Although the UFJ online application process is quite simple, there are still many cases of rejection or trouble due to omissions in the application process. Here are some important notes to keep in mind:

• Personal information must match: The name, date of birth, and address on the residence card and Juminhyo must match 100%. If there are any errors, the bank may reject the application right from the verification step.
• Residential address must be accurate and stable: The ATM card will be sent by post, so if you are moving or do not have a Juminhyo yet, please wait until your address is stable before applying.
• Japanese phone number is required: This is the channel for the bank to send the OTP verification code. If the phone number is not the owner's or disconnected, the application will not be completed.
• Clear photo of documents: When taking photos for your residence card or passport, make sure there is enough light and that the photos are not blurry or off-angle. If the photos do not meet the requirements, the bank will request a retake, prolonging the review time.
• Regular email and SMS monitoring: The bank may contact you to provide additional documentation or verify information. Failure to do so will result in extended processing times.
• Avoid registering multiple bank accounts at the same time: Some banks in Japan will be cautious with people opening many accounts in a short period of time, which can easily lead to application rejection.
• Foreign language preparation: The MUFG app is mainly in Japanese, so if you are not familiar with it, you can ask a friend or use a translation tool to avoid entering incorrect information.

It can be seen that registering for UFJ online is a quick, convenient solution that suits the busy lifestyle of international students as well as Vietnamese workers in Japan. Just prepare all the documents, check the correct information and follow the correct steps, you will easily open an account to receive salary, pay bills and manage personal finances.

In addition, to make studying, working and banking in Japan more convenient, you should also prepare a stable telecommunications service. T-Connect – a telecommunications service provider for Vietnamese people in Japan – will help you stay in touch easily, access the internet quickly and feel more secure during your study, work and life in Japan.